If you ever suffer a work-related injury in New Jersey, you should immediately report the injury to your employer and seek appropriate medical attention as soon as possible, not only can not seeking medical attention hinder your claim but it can also worsen your injury. It does not matter what your profession is work injuries can occur in all environments, even in an office setting.
New Jersey Workers’ Compensation law provides paid medical treatment, temporary disability, wage loss benefits, permanent disability benefits and death benefits. All of these are available to employees who have suffered injuries at work. Permanent disability compensation is usually for individuals who have suffered a job-related illness or are deemed to be permanently disabled as a result of their injury.
It is important to note that you qualify for only the benefits that are deemed appropriate to your situation.
The actions listed above are not the only actions that you need to take; there are other things you can do that will help. It is important to do the rights things so that your claim is not hindered or denied simply because you did not follow the rules. Here are important things that you need to do:
- Notify your employer as soon as possible.
- Do not give a sworn or recorded
- Seek immediate medical attention.
- Do not pretend you are not hurt.
Notify Your Employer As Soon As Possible
This is important because if you do not notify your employer in a timely fashion, this includes filing an incident report. Typically, your employer will/should file a claim within 24 hours of finding. Then a claims examiner will come to interview you, your employer and witnesses, and review you claim. It is important to act quickly, so that you can begin to receive the benefits you deserve as soon as possible.
Do Not Give a Sworn or Recorded Testimony
This may seem harmless, but it is not. All and any evidence can be used against you in court. Remember, even though workers’ compensation does not come directly from your employer’s pocket, it works like an insurance policy. Insurance carriers never want to payout money unless they have to. Employers are not too happy about successful claims because their insurance premiums go up. Really the only people on side are the good attorneys at Goldberg & Wolf.
Seek Immediate Medical Attention
If you were injured at work, you may want to hold off on receiving medical treatment and hope you get better. THIS IS A MISTAKE!!! Not only will not getting prompt medical treatment hurt your claim but more important it may also result in a worsening of your injury.
A work injury just like any other injury can potentially get worse if left untreated. A minor injury can progress to a much more severe injury or even death! It is important to protect not only your health but also your potential claim. Seek medical help as soon as possible!
Do Not Pretend You Are Not Hurt
Sometimes you may want to pretend that you are not hurt but it is a mistake, it can hinder not only your claim but also your health. Here are a few common reasons why people may pretend to not be hurt:
- You may feel bad about hurting the employer financially.
- You may be embarrassed about being injured or admitting that it occurred.
- Fear of what will happen, will your employment be put at risk?
It is important to understand that you have nothing to worry about, your employer cannot retaliate against you for pursuing a workers’ compensation claim. As mentioned above, you do not have to feel bad about potentially harming your employer’s financial assets. Workers’ compensation exists to protect you, the injured employee and works like an insurance policy.
New Jersey Workers’ Compensation law is complicated and can get very overwhelming very quickly. If you or a loved got injured at work, remember to follow these simple steps to help ensure your claim but also, more importantly, your health! Here a Goldberg and Wolf, we are proud to serve Cherry Hill and the surrounding areas. If you have any questions or need assistance with a claim, contact us or call 865-651-1600.